See all 11th-12th Grades Standards
Saving Money

Saving Money

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Here's how Saving Money aligns with curriculum standards in Utah. Use the filters to change the location, set of standards, and grade level.

STRAND 4: Students will evaluate saving methods and investment strategies.

Standard 1: Describe and discuss financial institutions and demonstrate how to manage personal financial accounts.

Standards
Defined by General Financial Literacy 11th-12th Grades and align with Saving Money
Explain the role of the Federal Deposit Insurance Corporation (FDIC) and the National Credit Union Association (NCUA).

Standard 2: Discuss the pros and cons of saving.

Standards
Defined by General Financial Literacy 11th-12th Grades and align with Saving Money
Explain how paying yourself first (PYF) early and often influences positive progress toward long‑term financial goals.
Identify and understand basic saving options, such as savings accounts and Certificates of Deposit.
Understand that savings are designed to preserve principal.

Standard 3: Discuss the risks and returns of investing.

Standards
Defined by General Financial Literacy 11th-12th Grades and align with Saving Money
Demonstrate the time value of money using a compound interest calculator.

STRAND 5: Students will understand principles of personal money management, including budgeting and managing accounts, and the role and impact of credit on personal finance.

Standard 1: Identify and explain the process of budgeting based on projected income and expenses.

Standards
Defined by General Financial Literacy 11th-12th Grades and align with Saving Money
Identify short‑ and long‑term financial goals and the impact they have on one's financial plan.